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General Components of Injury Claim Compensation Costs can be printed out on receipts, but some costs are not quantifiable. General compensatory damages are used to cover these non-quantifiable losses. Special damages are those that can be calculated in precise numbers, such as medical bills and lost wages. The compensation you receive for your injury claim is determined by these damages. Medical expenses Medical bills are a common part of settlements for personal injuries, particularly for those suffering from severe or permanent injuries. For example, a spinal cord injury victim could require multiple surgeries to treat other complications, such as pressure sores, bowel or bladder issues, spasticity (muscle and tendon jerks) and bone density issues. The guidelines for the evaluation of medical expenses in a personal injury case vary from state to state. In general, insurance companies will require proof that medical expenses incurred were as a result of the incident. This could include invoices and medical bills, and evidence of the kinds of treatments that were deemed essential. In certain cases experts are required to justify the need for specific treatments and to show that the costs were connected to the accident. In addition to the past medical expenses, victims may also be entitled to a reimbursement for future medical expenses. This is known as special damages. It is part of the total financial settlement awarded to the victim. In order to prove the cost, our lawyers will work closely with you doctors and health care providers to develop a treatment plan for your injuries that are in line with medical guidelines. We will also factor in any prescription medication required for your treatment, and any home or medical equipment required to treat injuries. However, the future medical expenses are difficult to prove if you don't have evidence that the injury will have an effect on your lifestyle. Shreveport injury attorney is why it's important to partner with a reputable personal injury lawyer who knows the importance of accurately estimating future medical expenses. Call PKSD today to find out more about our experiences in the compensation of victims of serious accidents. Lost wages Lost wages are a component of the economic damages that are associated with injury claim compensation. These losses are the amount of earnings would have been if you had not suffered an injury that prevented you from working. These losses could include the cost of overtime, seasonal work and other income that you would have earned. The award for lost wages is intended to put you in the same financial situation prior to the accident. In the majority of cases, an insurance company will calculate your lost wages by calculating the hourly rate you earn and the number hours you missed because of the accident. This is particularly applicable to workers paid by the hour. If you file a wage loss claim, it is essential to prove that your injuries really kept you from working. You must submit an official medical note detailing your injuries and the effect they've caused on your ability to work. You may also submit the copies of your tax returns or pay stubs to prove this claim. You may also be entitled to compensation for the value of vacation or sick days you took off during your recovery. These days are equivalent to one day's wage. In some instances, your injuries may be permanent and limit your ability to work in the future. If your injuries are permanent, you can seek compensation for the loss of your ability to earn a living. This is referred to as a reduced earning capacity, and it is usually determined by a physician. A reputable attorney can assist you determine the value of your decreased earnings capacity. They can assist you with gathering the evidence of your injuries and income loss, and send it to the insurance company to ensure that you receive the highest amount for your case. Pain and suffering Pain and suffering is a category of damages which cannot be measured in the same way as medical bills or lost wages. It's subjective and difficult to quantify, but it's an essential element of any personal injury case. This is because the damages covered can be considered to include damages that aren't immediately apparent, such as mental and emotional pain and anxiety. The most important thing in proving the existence of pain and suffering is a solid evidence. This can be evidenced by prescription records that show the type and dosages of pain medication as well as notes from doctors or other medical professionals about how the accident affected your life, and footage of your injuries, like broken bone, scars, or other marks. It is also essential to be forthcoming with your lawyer about the pain and suffering you have endured and how it has negatively affected your life. There are several ways of calculating how much suffering and pain you must be compensated for. The multiplier method is one way to calculate the amount of pain and suffering you should be compensated for. You add the economic losses you have suffered and then multiply this amount by a factor that ranges from 1.5-5. Another option is the per diem method in which you receive an amount every day starting beginning from the date of your accident until you achieve the point of maximum medical improvement. It is important to remember that the jury will determine how much pain and suffering you have suffered. It is difficult to put a value in dollars on non-economic damages, so the jury may take their time in assessing the impact of your accident on your life and on the quality of your living. Damages to Property Damage Depending on the extent of your injuries it can take an extended time to prepare your case for trial. Your lawyer will need to get all medical bills, including hospital stays, surgeries and doctor visits. They may also need to collect prescription medications as well as physical therapy sessions and prescription medication. Your personal injury lawyer might be able to recover these costs in your settlement even if you're still paying through your health insurance. Damages for property damage are another type of compensation available to accident victims. These awards are made to cover the costs of any destruction or damage that is caused by a third party's negligence. This can include damages to property (such as your home or car) or personal property (like jewelry or a cell phone). Damage claims to property could be part of an injury claim or be their own lawsuit. While compensatory damages are meant to place a victim back to the position they would have been in if their injuries had not caused them to be in that position, general damages compensate plaintiffs for their pain and suffering. They can be difficult to quantify, and they can vary from just a few thousand dollars in mild cases to millions of dollars for serious injuries or disabilities. Punitive damages are meant to punish the defendant and deter them from repeating the same mistake in the future. They are a rare thing and reserved for the most outrageous or malicious of actions. While they aren't an option in every personal injury case, it's important to consider all the types of compensation you could receive when evaluating your case. Contact a New York personal injuries law firm to discuss your options if injured. They can assist you in submitting all the required paperwork within the timeframes that are allowed by law. Damages for emotional distress Emotional distress is included under suffering and pain, however it can be difficult to prove. Victims can suffer from anxiety, fear, sleep loss, depression and embarrassment following a serious accident. Loss of enjoyment in life is also a result of with emotional stress. This can include things like an anxiety about driving after a car accident or the inability to hold a job because of a physical injury which causes severe headaches. The court will look over the specifics of your case to determine how much compensation you may be entitled to for emotional stress. Your attorney can assist you in obtaining the evidence to prove your claim. This could include medical and psychiatric records as well as photos of the accident scene, journals of your emotions after the accident, as well as other evidence that pertains to your claim. If the incident was particularly traumatic it is possible to make an additional claim for intentional infliction of emotional distress. This is a less well-known type of non-economic damages. It requires proof that a defendant's actions were grossly negligent or intended to cause you mental pain as well as physical harm. While there is some skepticism about these types of claims, they are often legitimate and are repaid in the same manner as any other form of economic or physical injury. A good lawyer can make a a huge difference in settling your case and obtaining the financial support that you need. If you think you've suffered injuries due to the negligence of someone else, it's imperative to consult a qualified injury lawyer.